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3515 Cottage Cove Lane
Panama City, FL 32408

$568,999 - Status: Active
Bed Icon Beds: 4
Bath Icon Baths: 3 full
Sq Feet Icon SQFT (H&C): 2,400
MLS Icon MLS# 795000

Welcome to 3515 Cottage Cove Lane, a beautifully designed home tucked inside the gated community of Sanctuary Beach. Offering 4 bedrooms, 3. 5 baths and 2,340 square feet, this home combines modern finishes, thoughtful design and a peaceful coastal setting just moments from St. Andrews Bay. The open-concept main living area features soaring 10-foot ceilings, luxury vinyl plank flooring and an inviting layout ideal for both everyday living and entertaining. The kitchen is a standout with quartz countertops, soft-close cabinetry, stainless steel appliances, a large island, pot filler and spacious butler's pantry. Upstairs, the primary suite offers a private retreat with double vanities, an oversized floor-to-ceiling tiled shower and a generous walk-in closet with convenient access to the laundry room. Additional bedrooms and flexible living space provide plenty of room for family, guests or a home office. Outside, enjoy a covered back patio overlooking a peaceful natural backdrop with no neighbors directly behind the home. A two-car garage, brick paver driveway, mudroom and irrigation system add to the home's functionality and curb appeal. Sanctuary Beach offers a quiet, gated atmosphere with a community pool and access toward the shores of St. Andrews Bay, all while keeping you convenient to marinas, boating, dining, shopping and everything the Panama City Beach area has to offer. 3515 Cottage Cove Lane delivers the perfect combination of privacy, coastal lifestyle and modern comfort.

Property Features

MLS#: 795000
Zip: 32408
Subdivision: Sanctuary Beach
Development: 0319 - Beach - East
Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s)
Garage: 2
Heating: Electric
Home Style: Coastal
Lot Size: 0.07 acres
Roof Type: Shingle
Taxes: $6,943
Year Built: 2024
SQFT (H&C): 2,400

Feature Descriptions

Appliances: Electric Range
Association Amenities: Gated
Community Features: Pool, Community Pool
Exterior: HardiPlank Type
HOA Fee: $508 Quarterly
Interior Features: Double Vanity, Interior Steps, Separate Shower, Tub Shower, Upper Level Primary, Walk-In Closet(s)
Lot Dimensions: 40x80
Parcel#: 31368-120-000
Patio/Porch: Covered, Porch
Pool: In Ground, Community
Security: Security Gate
Sewer: Public Sewer
Utilities: Electricity Available

Room Sizes

Living Room: 20 X 14 Level - First
Primary Bedroom: 15 X 15 Level - Second
Bedroom: 13 X 11 Level - Second
Bedroom: 13 X 11 Level - Second

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Patronis

3515 Cottage Cove Lane | MLS# 795000

This single family home located at 3515 Cottage Cove Lane, Panama City, FL 32408 is currently listed for sale with an asking price of $568,999. This property was built in 2024 and has 4 bedrooms and 3 full baths with 2400 sq. ft. Cottage Cove Lane is located in the Sanctuary Beach subdivision. Search Sanctuary Beach real estate on lwardlaw.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Think Real Estate

Shown By

Agent Name: Lynn Wardlaw
Agent Phone: (404) 867-4332
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/03/2026. The listing information on this page last changed on 09/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 09/03/2026 11:41:25 AM EST) or Emerald Coast MLS (last updated Thu 09/03/2026 11:36:01 AM EST) or Central Panhandle Association of Realtors (last updated Thu 09/03/2026 11:37:36 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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